| dc.contributor.author | Nestory, Maguja Yohana | |
| dc.contributor.author | Ugulumu, Ester | |
| dc.contributor.author | Mpasa, Oscar | |
| dc.date.accessioned | 2023-02-17T11:29:12Z | |
| dc.date.available | 2023-02-17T11:29:12Z | |
| dc.date.issued | 2022-12 | |
| dc.identifier.citation | Nestory, M. Y., Ugulumu, E., & Mpasa, O. (2022). Determinants of Loan Repayment among Youth in Groups in Bukombe District, Tanzania. Rural Planning Journal, 24(2), 93-105 | en_US |
| dc.identifier.issn | 0856-3460 | |
| dc.identifier.issn | 0856-3460 | |
| dc.identifier.uri | https://repository.irdp.ac.tz/handle/123456789/404 | |
| dc.description.abstract | This paper assesses the determinants of loan repayment among Youth in Groups in the
Bukombe District. Specifically, the paper examines socioeconomic factors that influence loan
repayments among youth, the extent of group dynamics on loan repayment among youth and
challenges hindering youth groups in repaying their loan. The paper employed a cross sectional research design whereby structured and semi-structured interviews and
documentary review methods were used for data collection. Probability and non-probability
sampling techniques were employed to select a sample of respondents and key informants,
respectively. Data analysis employed in this study included both inferential and descriptive
statistics. The findings revealed that Marital status (0.001), youth income before the loan
(0.000), Family size (0.006), sex (0.02), distance from lender’s office (0.022) and years of
schooling (0.07) significantly influenced loan repayment among youth at 1 per cent level, 5 per
cent level and 10 per cent level respectively. Group dynamics have an association with loan
repayment. Furthermore, the study revealed that conflict within the group, the time lag between loan application and disbursement, and improper use of the loan are the main
challenges hindering youth from repaying their loan. Therefore, Legal framework, pre-loan
training, and the short time lag between loan application and disbursement have to be put in
place to enhance loan recovery | en_US |
| dc.language.iso | en | en_US |
| dc.publisher | IRDP | en_US |
| dc.subject | Socioeconomic factors, group dynamics, challenges, loan repayment | en_US |
| dc.title | Determinants of Loan Repayment among Youth in Groups in Bukombe District, Tanzania | en_US |
| dc.type | Article | en_US |
