Browsing by Author "Ugulumu, Ester"
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Analysis of Factors Influencing Household Expenditure on Education: Evidence from Kalambo District, Tanzania
Mpasa, Oscar; Ugulumu, Ester; Nestory, Maguja Yohana (IRDP, 2022-12)This paper provides empirical evidence on the factors influencing education spending at the household level in Tanzania by using a cross-sectional household survey conducted on selected households in Kalambo districts. ... -
Determinants of Financial Inclusion among Women Petty Trader's in Dodoma City
Ugulumu, Ester; Maguja, Nestory; Mpasa, Oscar (Rural Planning Journal, 2023-12)This paper assesses the determinants of financial inclusion among women petty traders in Dodoma city. Specifically, the paper examines women petty traders’ status of using formal accounts, formal savings, formal credit, ... -
Determinants of Loan Repayment among Youth in Groups in Bukombe District, Tanzania
Nestory, Maguja Yohana; Ugulumu, Ester; Mpasa, Oscar (IRDP, 2022-12)This paper assesses the determinants of loan repayment among Youth in Groups in the Bukombe District. Specifically, the paper examines socioeconomic factors that influence loan repayments among youth, the extent of ... -
Factors Affecting Borehole Water Project Sustainability in Dodoma, Tanzania: A case of Nghong'onha ward
Ugulumu, Ester; Macha, Laura; Fuime, Stephen (Rural Planning Journal, 2024)Access to a clean, safe, and affordable water supply for domestic use is a fundamental human right. However, in many urban areas in sub-Saharan African countries, including Tanzania, not all people have access to water due ... -
Factors Affecting Night Market Traders’ Performance in Tanzania: A Case of Forodhani Night Market in Unguja
Ugulumu, Ester; Nestory, Maguja Y.; Mpasa, Oscar (IRDP, 2023-06)This study assessed the factors affecting the night market traders’ sales performance. The factors examined were the age, sex, marital status, trade experience, startup capital, number of employees, business type, and ... -
The Risk Management Practices and Organizational Performance in Public Institutions: A Case of DUWASA and TANESCO in Dodoma
Nestory, Maguja Y.; Ugulumu, Ester; Mpasa, Oscar (2023-06)This paper assesses the risk management practices and organizational performance of public institutions. Specifically, the paper assessed, the types of risks faced by public institutions, the strategies used in managing ...